Patel, Mahesh   #4967
No. Date Tournament – Course Division Gross Adjusted Rating Slope Diff. Top
1.  8/25/2020 August Midweek – Maple Meadows High 85 85 69.4 123 14.3 #1
2.  8/4/2020 Senior Open – Glendale Lakes Low 89 88 70.2 124 16.2 #2
3.  7/19/2020 Club Championship – Hughes Creek Low 95 93 71.8 126 19.0  
4.  7/18/2020 Club Championship – Prairie Isle Low 102 97 71.5 132 21.8  
Tournament Handicap = 14.6   = ((14.3 + 16.2) / 2 * 0.96)
The USGA procedure for calculating a Handicap Index is described at:
http://www.usga.org/Handicapping/handicap-manual.html#!rule-14389
NIMAGA Tournament Handicap Index uses top 3 of last 6 differentials;
(or top 2 if only 4 differentials or top 1 if only 2 differentials).