Kolton, Bill   #2560
No. Date Tournament – Course Division Gross Adjusted Rating Slope Diff. Top
1.  7/9/2020 July Midweek – Schaumburg High 92 91 68.6 123 20.6 #1
Tournament Handicap = 19.7   = ((20.6) / 1 * 0.96)
The USGA procedure for calculating a Handicap Index is described at:
http://www.usga.org/Handicapping/handicap-manual.html#!rule-14389
NIMAGA Tournament Handicap Index uses top 3 of last 6 differentials;
(or top 2 if only 4 differentials or top 1 if only 2 differentials).