Goshko, Frank   #1585
No. Date Tournament – Course Division Gross Adjusted Rating Slope Diff. Top
1.  8/9/2020 August Classic – Hilldale Low 100 97 72.0 138 20.5 #2
2.  7/19/2020 Club Championship – Prairie Isle High 82 82 70.4 129 10.2 #1
3.  7/18/2020 Club Championship – Hughes Creek High 99 95 70.4 123 22.6  
Tournament Handicap = 14.7   = ((10.2 + 20.5) / 2 * 0.96)
The USGA procedure for calculating a Handicap Index is described at:
http://www.usga.org/Handicapping/handicap-manual.html#!rule-14389
NIMAGA Tournament Handicap Index uses top 3 of last 6 differentials;
(or top 2 if only 4 differentials or top 1 if only 2 differentials).