Goshko, Frank   #1585
No.	Date	Tournament – Course	Division	Gross	Adjusted	Rating	Slope	Diff.	Top
1.	8/9/2020	August Classic – Hilldale	Low	100	97	72.0	138	20.5	#2
2.	7/19/2020	Club Championship – Prairie Isle	High	82	82	70.4	129	10.2	#1
3.	7/18/2020	Club Championship – Hughes Creek	High	99	95	70.4	123	22.6
Tournament Handicap = 14.7   = ((10.2 + 20.5) / 2 * 0.96)
The USGA procedure for calculating a Handicap Index is described at: http://www.usga.org/Handicapping/handicap-manual.html#!rule-14389 NIMAGA Tournament Handicap Index uses top 3 of last 6 differentials; (or top 2 if only 4 differentials or top 1 if only 2 differentials).