Frantz, Daniel   #1423
No. Date Tournament – Course Division Gross Adjusted Rating Slope Diff. Top
1.  8/9/2020 August Classic – Hilldale Low 78 78 72.0 138 4.9  
2.  7/19/2020 Club Championship – Hughes Creek Low 75 75 71.8 126 2.9 #1
3.  7/18/2020 Club Championship – Prairie Isle Low 77 75 71.5 132 3.0 #2
Tournament Handicap = 2.8   = ((2.9 + 3.0) / 2 * 0.96)
The USGA procedure for calculating a Handicap Index is described at:
http://www.usga.org/Handicapping/handicap-manual.html#!rule-14389
NIMAGA Tournament Handicap Index uses top 3 of last 6 differentials;
(or top 2 if only 4 differentials or top 1 if only 2 differentials).